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Request PDF on ResearchGate | On Jul 1, , Susanne Schech and others published Ananya Roy, Poverty Capital: Microfinance and the Making of. Poverty Capital: Microfinance and the Making of Development Ananya Roy. Rout – Ananya Roy was inspired to write the book by the large numbers of students. Ananya Roy’s recent book, Poverty Capital: Microfinance and the Making of Development, brilliantly captures a growing global consensus.

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The era of showing profits is over. There were other dilemmas as well.

Such issues were sharply evident at a microfinance training anannya Junein which a Nepalese practitioner confronted the instructor of the course, a CGAP staff member: Lists with This Book. Such ideas also animate the work of another Washington insider, Joseph Stiglitz.

Might review it in Summer.

The language—of financial benchmarking, of financial performance indicators, of capital and cost structures, of portfolio at risk—was the language of the financial industry, and it was now the defining framework for microfinance as well. The sentiment is pervasive.

Aug 19, Anand Nayak rated it liked it.

Such contradictions plague microfinance. Yunus was able to monetize the promise of a poor woman who had never touched a coin. The disjuncture between such nepotism and his campaign as World Bank president to fight corruption was stark, and enough of an excuse for World Bank directors and staffers to demand his resignation see Wolfowitz While there is the body count of universal poverty lines— 1 billion, 2 billion—there is also the body count of military and civilian deaths in these frontiers of imperialism.

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Over the course of four years, from toI conducted over interviews and five life histories with a wide range of actors in the microfinance field, in institutions ranging from the Grameen Bank to CGAP to Deutsche Bank to USAID to Hezbollah, in development agencies, NGOs, foundations, cor- porations, lobbying groups, universities, social movements, and con- gressional offices.

Your mother owns a bank. She has never seen so much money in her life. If the experts in New York and Washington lived in Bangladesh, as we have done for more than 50 years, and were confronted with the same stark realities and intimate knowledge that only experience provides, perhaps they too would see what is possible and needed in the lives of the very poor.

The most elaborate celebrations unfolded at the Microcredit Summit held in Halifax, Canada, in November After all, Washington insiders such as Joseph Stiglitz repeatedly voice dissent, calling into question the discourses and practices of development. capigal

Poverty Capital: Microfinance and the Making of Development by Ananya Roy

Credit as a Human Right Let me start with the foundational idea behind microfinance. Stuart Wong rated it it was ok Jan 13, Its argument, as I have already noted, is made on grounds of efficiency but equally on grounds of freedom, agency, and sovereignty— that the poverty conditionalities not only impede the freedom of microfinance institutions but also impose the will of poverty experts on the poor.

The moral struggles of Christian microfinance provide a glimpse of the ethical quandaries that lurk in the shadows of this global order. This research, in contrast, was explicitly anajya those who manage poverty, or those who control what Spivak terms the dispensation of bounty.

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Yet, Goy World governments have argued that the new poverty agenda represents a new hegemony and impedes their right to economic development. These are the centralities and multiplicities of millennial development. These instrumental practices of integration can reinforce rather than dismantle gender inequalities.

Poverty Capital: Microfinance and the Making of Development

Yet, Yunus has something else in mind. Three questions dominate this agenda: But the nexus of gender and poverty is tricky. Dichter argues that poverty lending is bad social policy, a bad development strategy, and bad business.

Indeed, de Soto Can these contradictions, between the narrative of sin and the narrative of structural vulnerability, be reconciled?

A year later, I returned to the image of Felicita, wanting to reproduce it here, in this book, to narrate a brief account of the reaches of microfinance.

Poverty Capital: Microfinance and the Making of Development – Ananya Roy – Google Books

Well, this is financial democracy. Opportunity is a human right, education—but credit is for the one that has an opportunity to make something productive with that. It is a site of knowledge production where a complex and sophisticated narrative of microfinance, and indeed of development, is produced.